Read These Terms and Conditions of Use Carefully Before Using the Website

Disclaimers/Limitations of Liability
The Manzella Report®, referred to as the, is made available for educational purposes and to provide general information only. It is not intended to provide specific advice. The content contained on the website has been provided by individual authors and is not intended to constitute advice. We do not warrant or guarantee its correctness, comprehensiveness, sufficiency or timeliness. Users of content contained on the website or links do so at their own risk.

The content in the website is provided "as is," "as available," and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable law, disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement and fitness for a particular purpose. The disclaims all responsibility for any loss, injury, claim, liability, or damage of any kind resulting from, arising out of or any way related to (a) any errors in or omissions from this site and its content, including but not limited to technical inaccuracies and typographical errors, (b) any third party websites or content therein directly or indirectly accessed through links in this site, including but not limited to any errors in or omissions therefrom, (c) the unavailability of this site or any portion thereof, (d) your use of this site, or (e) your use of any equipment or software in connection with this site (e) for any damages associated with or between you and any individual or firm you may have found and/or secured as a result of using this site or any of its links.

A covered party (as defined below) shall not be liable for any direct, indirect, incidental, special, or consequential damages of any kind whatsoever (including, without limitation, attorneys' fees and lost profits or savings) in any way due to, resulting from, or arising in connection with this site, including its content, regardless of any negligence of any covered party. "Covered party," means the, its affiliates, its listees, and any officer, director, employee, subcontractor, agent, successor, or assign of the, its affiliates, and its listees. Under no circumstances, including, but not limited to, negligence, shall the be liable for any special or consequential damages that result from the use of, or the inability to use, the content on the website, even if a authorized representative has been advised of the possibility of such damages. In no event shall the's total liability to you for all damages, losses, and causes of action whether in contract, tort and or negligence, or otherwise exceed the amount paid by you, if any, for accessing the website.

Governing Laws in Case of Disputes: Jurisdiction
All users, including those users who access the website from a country other than the U.S., agree that these Terms and Conditions shall be governed by and construed in accordance with the laws of the State of New York, USA, as they apply to agreements made and solely performed therein. Any Disputes arising hereunder, including those arising from the's use of personal information or otherwise relating to privacy, shall be exclusively subject to the jurisdiction of the federal courts of the United States of America and/or the state courts of New York and jurisdiction therefor shall rest solely in New York, USA.

Changes To Site and These Terms and Conditions
From time to time and as may be prescribed by law, the will make changes to this site and these Terms and Conditions with or without notice. Please review this link on a regular basis for changes. Continued use of this site following any change constitutes your acceptance of the change.

Entire Agreement; Severability
These Terms and Conditions incorporate by reference any notices contained on this site and constitute the entire agreement with respect to your access to and use of this site. If any provision of these Terms and Conditions is unlawful, void or unenforceable, then that provision shall be deemed severable from the remaining provisions and shall not affect their validity and enforceability.

By using our website, you consent to (a) the collection and use of information by the and (b) the entire Terms and Conditions of Use. If we change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it. Your continued use of the website following the posting of changes to these terms will mean you accept those changes. If you do not agree to these terms of use, do not use the site. If you wish to build a hyperlink to the website, you may do so provided you agree to cease such link upon request from the No other use is permitted without prior written permission of the

You agree to indemnify, defend and hold the harmless from any liability, loss, claim and expense, including reasonable attorneys fees, related to your violation or alleged violation of this Agreement or use of the website. All material on the is protected by United States copyright law. No content from the website may be copied, reproduced, framed, hyperlinked, republished, downloaded, uploaded, posted, transmitted, or distributed in any way; provided, however, you may download, where specifically permitted, one copy of the content on any single computer for your personal, non-commercial use only, provided you keep intact all copyright and other proprietary notices. Copying or storing of any content for other than personal use is expressly prohibited without prior permission from This email address is being protected from spambots. You need JavaScript enabled to view it.  or the copyright holder identified in the copyright notice contained in the content.

Contributor/Submitter Terms and Conditions
These Terms and Conditions apply to anyone using, or submitting any content for publication on the Any submission of content for publication on the equates to an agreement, to which the submitter is bound by these Terms and Conditions. The reserves the right to change these Terms and Conditions at any time, and the submitter, by virtue of any use of the site, agrees to be bound by any such changes.

1. Rights and control of use: the reserves the right at any time to modify or discontinue, temporarily or permanently, our site (or any part thereof) with or without notice. The submitter agrees that the shall not be liable to anyone for any such modification, suspension or discontinuance of our site. In addition, we reserve the right to terminate any user’s access to our site for any reason, and to take any other actions that the in its sole discretion deems reasonable, regarding anything concerning this website.

2. Rights reserved in the Site and Content Granted by Virtue of Submission
(a) the site (including all text, photographs, graphics, video and audio content contained on our site) is owned and protected by copyright as a collective work or compilation under the copyright laws of the United States and other countries, and the reserves all rights therein. All individual articles, blogs, videos, content and other elements comprising our site are also copyrighted works, and the Reserves and Owns all rights therein. Any use or republication of anything posted on this site is strictly prohibited and may only be used upon written permission from the

(b) By posting or submitting any content on the, the contributor grants The Manzella Report, and it’s affiliates, agents and third party contractors the right to display or publish such content on our site and its affiliated publications in any form whatsoever, and grants the right to store such content, and to distribute such content and use such content for any purpose whatsoever. The submitter shall have no rights with respect thereto and the, its affiliates, subsidiaries, licensees or any entity or person given permission by the shall be free to display and publish and profit from the same (as so compiled in any form, re-edited, adapted, modified or derived) for any period.

(c) Submitters are solely responsible for any submissions and the consequences of posting or publishing in any form. Submitters affirm, represent, and/or warrant that any submissions made, that: (I) is owned by the submitter or the submitter has legally binding licenses, rights, consents, and permissions to use and authorize us to use all patent, trademark, trade secret, copyright or other proprietary rights in and to any and all such submissions to enable inclusion and use of such submissions in the manner contemplated by the

All submitters affirm to have the written consent, release, and/or permission of each and every identifiable individual person in such submissions to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of such submissions in the manner contemplated by us and these Terms and Conditions.

Based upon submission, submitters agree that they will not: (I) unlawfully submit material that is copyrighted, protected by trade secret or otherwise subject to third party proprietary rights, including privacy and publicity rights; (II) publish falsehoods or misrepresentations that could damage us or any third party; (III) submit material that is unlawful, obscene, defamatory, libelous, threatening, pornographic, harassing, hateful, racially or ethnically offensive, or encourages conduct that would be considered a criminal offense, give rise to civil liability, violate any law, or is otherwise inappropriate; or (IV) post advertisements or solicitations of business. The reserves the right to remove or not publish submissions without prior notice. Submitters agree that submitted content in any form to the is an authorization of such content to be distributed or syndicated to or published anywhere the deems appropriate.

If you are interested in submitting an article or articles to the, send an email to This email address is being protected from spambots. You need JavaScript enabled to view it.


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